Our brief loans procedure could not be any easier. All our loans are unsecured, so that you will never have to provide your property or any other valuables as safety. There is no need certainly to locate a guarantor either.
Merely choose exactly how much you wish to borrow and the length of time you need certainly to repay it and there go from. You can make use of our loan that is short-term calculator find down simply how much yours will surely cost before you use.
If you opt to just do it, all of us will perform credit and affordability checks to ensure that you are able the repayments according to your credit score, earnings, and outgoings. Do not panic ??“ a credit that is less-than-perfect will not immediately rule you away.
Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You may also manage your loan on the web through our customer that is handy portal.
You are able to check out our FAQs or contact our friendly group in the event that you have actually any longer concerns.
Any choice you create along with your money has to be the right choice for you personally. You can find occasions each time a short-term loan may not be the option that is best.
Short-term loans will often have greater repayments than long-term loans as you’re repaying your debts faster. This may suggest you are going to spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is maybe maybe perhaps not a smart idea to get a short-term loan to cover another debt off. Dealing with more financial obligation might make your circumstances worse. If you think as if you’re struggling you will get free advice from National Debtline, StepChange or The Money information Service.
Do I be eligible for a a short-term loan? You are able to make an application for certainly one of our loans that are short-term:
You want to make quick and effortless loans available to as many individuals that you can.
- You are over 18 years old
- You reside the united kingdom and can provide target details
- You are presently working
- You’ve got a legitimate current email address and phone number that is mobile
- You are able to offer bank debit and account card details
Your odds of being qualified depends on your circumstances. We review every application individually to be sure we provide responsibly and provide you with that loan that works well for you.
Exactly how much can I borrow? How can short-term loan repayments work?
It is possible to make an application for a short-term loan of between ??200 and ??1,000 with Dot Dot Loans.
You can apply for a long-term loan of up to ??4,000 if you need a higher amount ??“ for significant home improvements or a wedding, for example.
You can expect repayment durations of three, six and nine months on our loans that are short-term on just how much you borrow.
We will collect repayments immediately on an agreed date. This is through Direct Debit and will save you the effort of recalling to create payments ??“ or perhaps the worry of forgetting. You are able to talk to us about getting a different repayment technique if you would choose.
We recognize that things change. You may never be charged costs for missed or payments that are late dropping behind could influence your credit score. If you were to think you will not have the ability to produce a payment, for reasons uknown, please get in contact at the earliest opportunity.
Our friendly group will talk you throughout your choices which help put a plan that is new.
What are the costs to be concerned about? What is the attention price for a Dot Dot short-term loan?
We do not charge any concealed or extra charges. Some quick loan loan providers do, causing you to be with increased to cover as well as less possibility of performing this. We keep things easy.
Our rate of interest is fixed upfront and varies depending on exactly how much you borrow. You could see other short-term loan loan providers providing adjustable rates of interest, which means that they could fall and rise from every month. These could be riskier. Even if you have the ability to pay the initial rate, this expense could increase and then leave you away from pocket.
With this interest that is fixed rate you will constantly understand precisely in which you stay and just how much to budget.
Make an application for a loan that is short-term Dot Dot
Has an emergency left you in a good spot financially? Are numerous expenses turning up at a time? Whatever your circumstances, our fast and loans that are easy end up being the solution.
Apply today utilizing our short-term loan calculator. Select simply how much you intend to borrow and exactly how long you may like to repay it, then check out the loan works in your favor. If it will, choose apply now to carry on along with your application and fill in a couple of personal stats.
We are going to make contact with you as quickly as possible, then go on it after that. Simple.